Bluegrass Dive Club
Lexington, Kentucky

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DiveAssure - Trip Insurance & Assistance Plan

The Bluegrass Dive Club has partnered with DiveAssure to provide Divers with a broad range of Dive Emergency Assistance and Trip Interruption/Cancellation Insurance products.

CLICK to visit Dive Assure Site or to Register

Dive Right. Anytime. Anyplace.

Discover a new fish in the sea - Discover DiveAssure.

DiveAssure Association USA Membership benefits include the best programs, the best providers and the best service for scuba divers, snorkelers, and the entire diving community as well as their immediate families. When you become a member of DiveAssure, you'll dive right with the most comprehensive travel diving insurance and assistance programs available in the marketplace.

Membership benefits include worldwide emergency services 24-7-365, doctors & nurses available 24-7-365, emergency medical expenses, trip cancellation and interruption coverage, plus a 6-month introductory subscription to Rodale's Scuba Diving Magazine (valid for new subscribers only), discounts on motor club, car rentals, moving expenses, and other membership benefits.

DiveAssure USA Insurance Programs

DiveAssure makes available to the recreational diving community insurance protection during diving activities. As a member of the recreational diving community, we have made arrangements with National Union Fire Insurance Company of Pittsburgh, Pa., to provide insurance coverage to our association's members, so that should you need any medical or rescue assistance, you'll be covered, no matter where, no matter when.

Most medical and travel policies simply don't cover diving risks. A diving accident can involve major medical and related expenses. The insurance & assistance programs, made available to you through your membership in DiveAssure association, are designed specifically for divers, and give you full coverage in case of a diving accident.

DiveAssure USA Insurance Programs

      All programs offer primary, multi-trip coverage. Benefit amounts below are per incident.  

Policy Cover 

Gold USA

Platinum USA

Diamond USA

Accident medical and rescue expenses following a diving accident, including emergency evacuation, and policy limit

$250,000

$500,000

$1,000,000

Death as a result of diving accident

$10,000

$25,000

$25,000

Loss of diving gear left on site of claimable accident requiring hospital treatment

$2,500

$5,000

$5,000

Repatriation of remains to home country

$5,000

$10,000

$10,000

Flight/Accommodation – extra expenses following diving accident

$5,000

$10,000

See Travel Protection Below

Depth limit

None

None

 None

Diving vacation cancellation  - Basic Coverage(*) 

$1,000

$10,000

$10,000

Diving vacation interruption – Basic Coverage (*)

$1,000

$10,000

$10,000

Diving  vacation cancellation – Comprehensive Coverage (*)

(Diamond 1500/3000/5000/7500/10000 – respectively)

N/A

N/A

1500/3000/5000/7500/

10,000 (depending on level of coverage purchased)

Diving  vacation

interruption – Comprehensive Coverage (*)

including also: additional transportation and accommodation expenses, travel delay and missed connection (Diamond 1500/3000/5000/7500/10000 – respectively)

N/A

N/A

2250/4500/7500/11250/15,000 (depending on level of coverage purchased)

Diving gear – comprehensive coverage (loss, damage and theft)

N/A

N/A

$5,000

Death/Total and permanent disability – Non diving related

N/A

N/A

$25,000

Non-diving related accident assistance and medical expenses covered (during a diving vacation)

No

$500,000

$1,000,000

Medical and rescue expenses including emergency evacuation – Comprehensive coverage including Non-diving sickness

N/A

N/A

$1,000,000

Family member’s non-diving related accident assistance and medical expenses covered (during a diving vacation) No $500,000 $1,000,000

(*) Subject to a $100 deductible.
Please note: This document does not constitute a legal contract of insurance for personal accident and medical expenses. If in doubt - for your own protection - read the full wording of the policy (
Gold ,  Platinum
or Diamond).

 

Travel Assistance Services

 

All of DiveAssure’s annual memberships with insurance include travel assistance services by AIGAssist. Services are available 24 hours a day, 7 days a week through a toll free number or a collect call from anywhere in the world.

 

24-Hour Medical Assistance Hot Line:   

AIGAssist® provides 24-Hour Worldwide Medical Information and Assistance, multilingual assistance and consultation along with non-diving related medical referrals to physicians, hospitals and specialists. 


Medical Evacuation:

AIGAssist® will make arrangements for any and all means necessary to transport the Insured back home when medically necessary.


Emergency Medical Payments:

If a Hospital demands a cash deposit or settlement prior to leaving, AIGAssist® will arrange the advancement of funds to cover on-site Medical Expenses.


24-Hour Medical Monitoring:

Physicians monitor the Insured’s condition by maintaining close contact with the attending physicians, his/her family Physician, and Immediate Family Members.  

Return of Dependent children:

AIGAssist® will Arrange and pay for one-way economy airfare to return children home if you become ill or injured and cannot attend to their needs.

 

Return of Traveling Companion:

AIGAssist® will arrange and pay for one-way economy airfare for a traveling companion if the companion loses previously made travel arrangements because of Your medical emergency.

 

Return of Vehicle:

AIGAssist® will Arrange and pay to return your unattended vehicle to the rental agency or to the current principal residence in case of a medical emergency


Family or friend Visit:

AIGAssist® will arrange and pay for economy round-trip airfare for an Immediate Family Member or close friend if you are traveling alone and require hospitalization for more than seven consecutive days. 

 

Prescription Assistance:

When required, AIGAssist® will arrange replacement of lost or stolen medication, through a local pharmacy or special courier.


Transportation of Mortal Remains:

In the event of death while traveling, AIGAssist® will make the necessary arrangements and payment for the return of remains to the place of burial.

 

24-Hour Legal Assistance (*)
In a legal emergency, referral to a local legal advisor and advance of funds for bail and legal fees.


Travel Documents Assistance

AIGAssist® will help retrieve, report, and reissue lost or stolen travel documents.

Emergency Cash Transfer

AIGAssist® will, whenever possible, coordinate with the Insured and a wire agency, in obtaining funds in local currency for medical or travel emergencies.


Emergency Message Center  

AIGAssist® will assist with and pay for transmission of emergency messages to family and business associates.


Interpretation Services

AIGAssist® will provide emergency language support or referral to the appropriate local services.


24-Hour Travel Services (*)
AIGAssist® provides 24-hour assistance for emergency travel needs and allows you to make emergency travel changes such as rebooking flights, making hotel reservations, tracking lost luggage, and replacing lost credit cards.

 

Pre-trip Information

AIGAssist® will provide the following pre-trip services: Visa, passport and inoculation requirements; Cultural information; Weather conditions; Embassy and consular referrals; Foreign exchange rates; and travel advisories.

 

Insurance Claims  Assistance 

AIGAssist® will provide assistance in obtaining information for insurance claims generated overseas for cases coordinated through AIGAssist.

 

Bail Advances

AIGAssist® will provide up to $5,000 in bail funds with an acceptable guarantee of reimbursement.

 

* Please note: Some of the services provided (Denoted) are service benefits, not financial benefits. Any costs associated with those benefits will be paid by You.

 

Rates - Click to see Dive Plan Rates.

The Insurance Underwriter

The travel diving accident insurance is provided as a benefit of membership is underwritten by National Union Fire Insurance Company of Pittsburgh, PA, a member company of American International Group, Inc (AIG), with its principal place of business in New York, NY. AIG is the world's leading U.S. based international insurance and financial services organization, the largest underwriter of commercial and industrial insurance in the United States and among the top-ranked U.S. life insurers. Its member companies write a wide range of general insurance and life insurance products for commercial, institutional and individual customers through a variety of distribution channels in approximately 130 countries and jurisdictions worldwide.

The Plan Administrator

Marsh Affinity Group Services, a service of Seabury & Smith, part of the Marsh & McLennan Companies, Inc. (MMC), will administer the products and services for DiveAssure USA. As a pioneer in the concept of insurance program management, the company offers innovative and professional services related to third party administration, program design, marketing and advertising, research and development, claims, underwriting, customer service and payroll deduction plan development.

This is a brief overview of the policy only. The policy contains the reductions, limitations, exclusion and termination provisions, Coverage may not be available in all states. Insurance coverage available for members of DiveAssure Association is underwritten by National Union Fire Insurance Company of Pittsburgh, PA, with its principal place of business in New York, NY.

CLICK to visit Dive Assure Site or to Register

Bluegrass Dive Club Disclaimer:

The Bluegrass Dive Club receives a small fee from DiveAssure for anyone purchasing a DiveAssure membership by linking to them from our web site. However, we are not an agent of DiveAssure and make this offer available strictly as a service to Divers and other travelers interested in trip insurance. All claims must be handled directly by the insured through DiveAssure.

The Executive Committee of the Bluegrass Dive Club has done some investigation and we are satisfied that the insurance carrier underwriting DiveAssure policies (National Union Fire Insurance Company of Pittsburgh, Pa., A member of AIG - American International Group, is a reputable company with an A++ Superior rating from the A. M. Best Insurance Rating Company. The final decision to go without insurance or to purchase this or any other trip insurance plan is the responsibility of the individual traveler. In the event of any inconsistencies between the information presented on the Bluegrass Dive Club web site and the DiveAssure policy, the DiveAssure policy will take precedence.

 

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This Page was last modified 07/23/07